Renato Ejnisman is CEO of the digital bank Next, part of Bradesco. With a degree in physics from the University of São Paulo (USP) and international specializations in the area, most of his career has been focused on the financial market. He has also worked as an executive director at Bradesco, with private banking, the asset management company BRAM, BAC Florida Bank (the foreign exchange area of the “corporate one”) and the middle market segment among his attributions. He has led Next since March 2021.